Two jobs, two decades apart: building the corpus, then drawing from it.
Retirement has two distinct operational phases and most households only prepare for the first. Accumulation is about regular contributions over a long horizon. Distribution is about converting a corpus into a predictable monthly inflow without running it down too fast or leaving it idle.
We facilitate both. During working years we help you run systematic contributions across mutual funds, NPS and deposit products. At retirement we help structure withdrawals through SWPs, annuities and laddered deposits, and we handle the paperwork that pension and provident fund transitions generate.
What this covers
- Systematic contributions across mutual fund schemes, NPS and deposit products
- National Pension System account opening, contribution and tier management
- Systematic Withdrawal Plan setup for a regular post-retirement inflow
- Annuity product facilitation through partner life insurers
- Laddered fixed deposit structures for near-term income requirements
- Support with EPF transfer, withdrawal and superannuation documentation
How we run it
Accumulate
Long-horizon contributions kept running through job changes, relocations and bank changes.
Convert
At retirement, the corpus is restructured into instruments that pay out on a fixed cycle.
Document
Pension, PF and annuity paperwork is prepared and followed up until it is settled.