Gold & Silver

Precious metal exposure without storage, purity or making-charge concerns.

Gold and silver can be held in financial form through exchange traded funds and fund-of-fund schemes, avoiding storage cost, purity risk and the making charges that apply to jewellery.

Prices move with international bullion rates and with the rupee-dollar exchange rate. These are commodity exposures without any income component, so the entire outcome depends on price movement.

Key features

• Gold and silver exchange traded funds requiring a demat account
• Fund-of-fund schemes that invest in ETFs without needing demat
• SIP facility available on gold and silver fund-of-fund schemes
• Backed by physical metal held with the scheme's custodian
• No storage, insurance, purity or making charge concerns
• Taxed as per prevailing rules for the respective scheme category