Contracts that pay a nominee on death, and in some structures return a benefit on survival.
Life insurance exists for one job: replacing income the household loses if an earning member dies. Everything else a life product does — accumulation, market linkage, annuity payout — is a separate function bolted onto that contract, priced separately and worth buying only if you actually want it.
We place life cover across IRDAI-registered insurers and are deliberately plain about the trade-offs: term cover buys the most protection per rupee, endowment buys certainty at a lower cover, ULIP buys market linkage inside an insurance wrapper, and an annuity converts a corpus into income. We stay on the file for the claim.
Key features
- Term, endowment, unit-linked and annuity structures
- Sum assured sized against income replacement and outstanding liabilities
- Medical and financial underwriting coordinated by our desk
- Riders — accidental death, critical illness, waiver of premium — where available
- Nomination recorded at issuance and updated as the family changes
- Claim intimation, documentation and follow-through for the nominee
Risk disclosure. Insurance is a subject matter of solicitation. Benefits, exclusions, waiting periods and claim outcomes are governed solely by the policy wording issued by the insurer. Pyrramid Wealth Distributors distributes this product and does not manufacture it. Nothing here is a recommendation or investment advice.
