Goals with dates and amounts, and one document that shows how each is funded.
A goal without a date is a wish. Before anything is transacted, we sit with the household and write down what is actually being funded and when — a home, a daughter's education, a wedding, a retirement corpus, a business handover. Each entry gets a target year and a rupee figure at that year, not a vague intention.
The output is a written roadmap document: what the household already holds, what each goal needs, the gap between the two, and which instalment closes it. It is reviewed as circumstances change. We are a distribution and execution house, so the roadmap describes funding structure and paperwork; where a decision needs a SEBI-registered investment adviser or a chartered accountant, we bring one in from our partner network.
What this covers
- Every goal written down with a target year and a rupee figure at that year
- Existing holdings mapped against each goal, so you can see what is already funded
- The funding gap stated plainly, with the instalment that closes it
- A comprehensive roadmap document the household keeps, not a verbal conversation
- Inflation and time horizon applied to each goal separately rather than as one blanket number
- Periodic review when income, family size or timelines change
How we run it
Map
We list what the household holds today and what it is already committed to.
Cost
Each goal is costed at its own target year, not at today's price.
Document
You receive a written roadmap, and it is revisited as things change.