Fire, burglary, liability and marine cover for commercial premises, stock and operations.
A business carries risks a household does not — stock that can burn, premises that can be broken into, goods in transit, machinery that can break down, and liability to customers and employees. These are covered by separate policies or bundled into a package policy sized to the business.
Many lenders make fire and burglary cover a condition of a working capital facility, so the policy often has to exist anyway. We place cover across IRDAI-registered general insurers, size the sum insured against actual stock and asset values, and coordinate the survey when a claim arises.
Key features
- Standard fire and special perils cover for building, plant, machinery and stock
- Burglary and theft cover for premises and inventory
- Marine and transit cover for goods moving between locations
- Public liability and product liability cover
- Group health and personal accident cover for employees
- Bharat Sookshma and Laghu Udyam package policies for smaller enterprises
Risk disclosure. Insurance is a subject matter of solicitation. Benefits, exclusions, waiting periods and claim outcomes are governed solely by the policy wording issued by the insurer. Pyrramid Wealth Distributors distributes this product and does not manufacture it. Nothing here is a recommendation or investment advice.